[Brian Krashpad]

Ouch. Man, I'm sorry for your loss.

But just to put some equanimity to the sitch, SOMETIMES insurers will do you right.

5 or so years ago, I came in early to the office. Unlike what I usually do (stick my head under the sink and wash my hair), I decided to take a full shower.

Unfortunatley, I'd already been in my office and opened the window. In the 10 minutes it took me to take a shower, someone came in throught the window and stole my "office guitar" (a crappy MIK Squier 80's Strat), and stole out of one of my partner's offices a Hondo Explorer bass I'd lent him.

The theft was funny in itself. Right next to my Squier Strat was a much nicer Fernandes Native X they hadn't messed with. And in my partner's office they had stolen a crappy Hondo bass, when right next to it were two cased vintage Ovation acoustic-electrics. IN the office between mine and my partner's, my drummer's Rickenbacker lay untouched.

Anyhow, I called in the theft to the company's insurer. Now it was clear that my two stolen guitars were not there as part of my work for the company (a legal research firm). But anyhowthe insurer gave me $250 for those 2 guitars. I bought a really sweet brand new DeArmond M-72 with that money.

So, insurers don't always screw people.

JKust most of the time.